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Frequently Asked Questions
Livestock insurance is a policy that provides financial protection to farmers against the loss or death of animals due to accidents, diseases, natural disasters, or theft.
Commonly insured animals include cows, goats, sheep, pigs, poultry, and other farm animals, depending on the insurer and policy terms.
Coverage may include death of animals due to accidents, disease, natural disasters, theft, and sometimes medical treatment costs or loss of income due to animal deaths.
Premiums are generally based on the type, age, and value of the animal, as well as the farm’s location, herd size, and risk factors such as disease prevalence or climate hazards.
In case of loss, the farmer must inform the insurance company immediately, submit proof of loss such as veterinary reports, photographs, or farm records, and follow the insurer’s claims process.